Analisis Penerapan Supply Chain Financing Terhadap Kinerja Perusahaan Kontruksi Pt X

Abidin, Muhammad Arif (2025) Analisis Penerapan Supply Chain Financing Terhadap Kinerja Perusahaan Kontruksi Pt X. Masters thesis, Institut Teknologi Sepuluh Nopember.

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Abstract

Sebagai salah satu mata rantai dalam Supply Chain Management, perusahaan Kontruksi dituntut untuk mampu melakukan peran yang optimal dalam mengalirkan produk dari principal kepada mata rantai pasokan berikutnya. Dalam konsep rantai nilai industri, Kontraktor merupakan “jembatan” yang akan dilalui oleh produk atau jasa untuk menghantarkan nilai produk/jasa tersebut sampai kepada customer. Berdasarkan bisnisnya, pengelolaan modal kerja dan manajemen keuangan pada Perusahaan kontruksi menjadi hal yang sangat penting untuk menjaga dan meningkatkan efektivitasnya dan efisiensi bisnis. Untuk menfasilitasi kebutuhan tersebut, Bank X meluncurkan sebuah program yang diberi Supply Chain Financing. Program tersebut merupakan sebuah paket layanan perbankan yang bersifat integrative untuk mendukung Perusahaan yang bergerak dalam sebuah sistem Rantai pasokan. Melalui Program Supply Chain Financing, Bank X menawarkan beberapa jasa dan fasilitas menarik yang dapat dimanfaatkan oleh Perusahaan yang memiliki rantai pasokan, untuk mendukung bisnis Perusahaan kontruksi. Penelitian ini bertujuan untuk mendapatkan gambaran mengenai program supply chain financing Bank X bagi Perusahaan kontruksi dan memahami karakter bisnis dan financial flow perusahaan Kontraktor. Metode penelitian yang digunakan adalah metode deskriptif analistis. Grand Theory yang digunakan adalah teori manajemen keuangan khususnya tentang manajemen modal kerja dan pengelolaan arus kas (Financial Flow). Hasil penelitian menunjukkan bahwa penerapan Supply Chain Financing (SCF) mampu memberikan dampak signifikan terhadap perbaikan Cash to Cash Cycle (CCC) perusahaan konstruksi. Program ini, melalui skenario percepatan piutang sebesar 15%, 35%, dan 50%, berhasil menurunkan CCC secara bertahap dari kondisi awal 113 hari menjadi 86 hari, 49 hari, dan 22 hari. Penurunan CCC ini mencerminkan peningkatan efisiensi operasional, terutama melalui percepatan penerimaan piutang (Days Sales Outstanding/DSO). Selain itu, implementasi SCF memberikan manfaat finansial berupa tambahan likuiditas yang signifikan, dengan nett saving tahunan yang bervariasi berdasarkan skenario, yaitu Rp 259 juta (15%), Rp 598 juta (35%), dan Rp 847 juta (50%). ini menegaskan bahwa program Supply Chain Financing dari industri perbankan, yang mencakup fasilitas pembiayaan kredit modal kerja dan layanan pengelolaan kas (Cash Management Services), tidak hanya meningkatkan likuiditas perusahaan, tetapi juga mendukung keberlanjutan operasional dan efisiensi bisnis perusahaan konstruksi.
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As a critical link in Supply Chain Management, construction companies are required to play an optimal role in delivering products from the principal to the next link in the supply chain. In the industrial value chain concept, contractors act as a "bridge" through which products or services pass to deliver their value to the customer. Based on their business operations, working capital management and financial management in construction companies are essential to maintaining and improving business effectiveness and efficiency.
To facilitate these needs, Bank X launched a program called Supply Chain Financing. This program is an integrative banking service package designed to support companies operating within a supply chain system. Through the Supply Chain Financing Program, Bank X, as a state-owned enterprise (SOE), offers several attractive services and facilities that construction companies can utilize to support their business operations. This research aims to provide an overview of Bank X's supply chain financing program for construction companies and to understand the business characteristics and financial flows of contractor companies. The research method employed is a descriptive-analytical method. The grand theory applied is financial management theory, particularly concerning working capital management and cash flow management. The findings reveal that implementing Supply Chain Financing (SCF) has a significant impact on improving the Cash to Cash Cycle (CCC) of construction companies. The program, through the scenarios of 15%, 35%, and 50% receivables acceleration, effectively reduced the CCC from its initial value of 113 days to 86 days, 49 days, and 22 days, respectively. This reduction reflects enhanced operational efficiency, particularly through the acceleration of receivables collection (Days Sales Outstanding/DSO). Furthermore, SCF implementation provides financial benefits in the form of significant additional liquidity, with annual net savings varying by scenario: Rp 259 million (15%), Rp 598 million (35%), and Rp 847 million (50%). This highlights that the Supply Chain Financing program offered by the banking industry, which includes working capital credit financing and cash management services, not only improves corporate liquidity but also supports the operational sustainability and business efficiency of construction companies.

Item Type:	Thesis (Masters)
Uncontrolled Keywords:	Pembiayaan Rantai Pasokan,Arus kas,Siklus Konversi Kas, Supply Chain Financing, Financial Flow, cash conversion cycle,
Subjects:	H Social Sciences > HG Finance > HG3751 Credit--Management. H Social Sciences > HG Finance > HG4529.5 Portfolio management H Social Sciences > HJ Public Finance
Divisions:	Interdisciplinary School of Management and Technology (SIMT) > 61101-Master of Technology Management (MMT)
Depositing User:	Abidin Muhammad Arif
Date Deposited:	07 Feb 2025 08:54
Last Modified:	07 Feb 2025 08:54
URI:	http://repository.its.ac.id/id/eprint/118565

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