Perhitungan Premi Asuransi Bangunan Residensial Dan Nonengineered Masonry Akibat Gempa Bumi Menggunakan Expected Value Principle Dan Standard Deviation Principle.

Ardiansyah, Andre (2022) Perhitungan Premi Asuransi Bangunan Residensial Dan Nonengineered Masonry Akibat Gempa Bumi Menggunakan Expected Value Principle Dan Standard Deviation Principle. Other thesis, Institut Teknologi Sepuluh Nopember.

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Abstract

Surabaya merupakan salah satu kota terbesar di Indonesia yang berpotensi mengalami gempa bumi. Hal ini dikarenakan terdapat dua segmen patahan Kendeng yaitu patahan Kendeng segmen Surabaya dan segmen Waru dinyatakan aktif dan melintasi kota Surabaya. Gempa bumi yang mungkin terjadi dapat mengakibatkan kerugian yang cukup besar. Salah satu kerugian akibat gempa bumi adalah pada bangunan gedung. Objek penelitian dari tugas akhir ini adalah bangunan residensial dan nonengineered masonry. Pada penelitian ini telah dilakukan identifikasi nilai ekstrim menggunakan Extreme Value Theory. Teori nilai ektrim adalah metode yang digunakan untuk menganalisis kejadian nilai ekstrim. Gempa bumi di Surabaya termasuk kedalam kejadian ekstrim karena jarang terjadi namun berpotensi menimbulkan kerugian yang besar. Metode yang digunakan untuk mengidentifikasi nilai ekstrim adalah Metode Peaks Over Threshold. Hasil identifikasi nilai ekstrim menunjukkan bahwa nilai threshold yang didapatkan menggunakan metode presentase menjadi model yang terbaik. Pada penelitian ini didapatkan hasil besar kerugian yang dihitung menggunakan Value at Risk untuk bangunan residensial lebih besar dibanding dengan bangunan nonengineered masonry. Salah satu upaya untuk meminimalisir kerugian adalah dengan menggunakan asuransi gempa bumi bangunan residensial dan nonengineered masonry. Pada penelitian ini telah dilakukan perhitungan premi asuransi gempa bumi yang dihitung dengan memanfaatkan nilai dari Collective Risk Model. Pada penelitian ini perhitungan premi menggunakan expected value principle dan standard deviation principle dengan menambahkan faktor beban premi (premium loading factor ). Hasil yang didapat dari kedua prinsip premi tersebut adalah semakin besar faktor beban premi, maka semakin besar pula harga premi yang diperoleh.
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Surabaya is one of the largest cities in Indonesia that has the potential to experience earthquakes. This is because there are two segments of the Kendeng fault, namely the Surabaya segment Kendeng fault and the Waru segment, which are declared active and cross the city of Surabaya. Earthquakes that may occur can result in significant losses. One of the losses due to earthquakes is to buildings. The research object of this final project is residential and nonengineered masonry buildings. In this study, extreme value identification has been carried out using Extreme Value Theory. Extreme value theory is a method used to analyze extreme value events. Earthquakes in Surabaya are included in extreme events because they rarely occur but have the potential to cause large losses. The method used to identify extreme values is the Peaks Over Threshold Method. The results of extreme value identification show that the threshold value obtained using the percentage method is the best model. In this study, the results of the large losses calculated using Value at Risk for residential buildings were greater than those for nonengineered masonry buildings. One effort to minimize losses is by using earthquake insurance for residential and nonengineered masonry buildings. In this study, the calculation of earthquake insurance premiums has been carried out which is calculated by utilizing the value of the Collective Risk Model. In this study, the premium calculation uses the expected value principle and standard deviation principle by adding a premium loading factor. The results obtained from both premium principles are that the larger the premium loading factor, the greater the premium price obtained.

Item Type:	Thesis (Other)
Additional Information:	RSMa 519.544 Ard p-1 2022
Uncontrolled Keywords:	Value at Risk. Asuransi Gempa Bumi. Collective Risk Model. Expected Value Principle. Standard Deviation Principle. Premi. Value at Risk. Earthquake Insurance. Collective Risk Model. Expected Value Principle. Standard Deviation Principle. Premium.
Subjects:	Q Science > QA Mathematics
Divisions:	Faculty of Mathematics and Science > Mathematics > 44201-(S1) Undergraduate Thesis
Depositing User:	Mr. Marsudiyana -
Date Deposited:	10 Jun 2026 00:54
Last Modified:	10 Jun 2026 00:54
URI:	http://repository.its.ac.id/id/eprint/133660

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