Studi Penerapan Kebijakan Subsidi Bunga Pada Galangan Kapl Untuk Pembanguna Kapal Ikan 30 Gt

Fauzi, Miftakhul Riza Risqi (2016) Studi Penerapan Kebijakan Subsidi Bunga Pada Galangan Kapl Untuk Pembanguna Kapal Ikan 30 Gt. Undergraduate thesis, Institut Teknologi Sepuluh Nopember.

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Abstract

Permasalahan galangan kapal dalam melakukan pembangunan kapal ikan adalah tidak mencukupinya modal kerja dan agunan sehingga galangan kapal tidak dapat melakukan pinjaman modal ke bank. Untuk itu diperlukan solusi berupa penerapan kebijakan subsidi bunga pada galangan kapal untuk pembanguan kapal ikan 30 GT. Tujuan dari tugas akhir ini adalah untuk melakukan studi penerapan kebijakan subsidi bunga pada galangan kapal untuk pembangunan kapal ikan. Pertama-taman, kondisi pembiayaan pembangunan kapal saat ini diidentifikasi. Kedua, skema kebijakan subsidi bunga diformulasikan. Ketiga, strategi penerapan kebijakan subsidi bunga disusun. Perhitungan dan simulasi subsidi bunga dilakukan menggunakan metode proyeksi alur kas. Hasil dari identifikasi kondisi saat ini menunjukkan bahwa pemesanan pembangunan kapal kebanyakan berasal dari pihak swasta dengan skema pembayaran di awal. Pemesanan kapal dari instansi pemerintah menggunakan skema termin pembayaran atau pembayaran di akhir sehingga galangan kapal membutuhkan tambahan modal kerja. Jaminan dan modal kerja yang tidak mencukupi persyaratan kredit bank menyebabkan galangan kapal tidak dapat melakukan pinjaman modal. Hasil dari simulasi menunjukkan bahwa: Pembiayaan skema I menunjukkan bahwa galangan kapal mampu membayar dengan suku bunga 14 %, sehingga galangan kapal belum membutuhkan subsidi bunga tetapi membutuhkan bantuan penjaminan. Pembiayaan skema II menunjukkan bahwa galangan kapal hanya mampu membayar dengan suku bunga 6,4%, sehingga galangan kapal membutuhkan subsidi bunga 7,6% dan bantuan penjaminan. Pembiayaan skema III menunjukkan bahwa galangan kapal hanya mampu membayar dengan suku bunga 9,13%, sehingga galangan kapal membutuhkan subsidi bunga 4,87% dan bantuan penjaminan. Pembiayaan skema VI menunjukkan bahwa galangan kapal hanya mampu membayar dengan suku bunga 13,03%, sehingga galangan kapal membutuhkan subsidi bunga 0,97% dan bantuan penjaminan. Hasil dari penyusunan strategi penerapan menunjukkan bahwa: Sebelum penerapan, perlu adanya mediasi dari pemerintah kepada galangan kapal dan bank. Galangan kapal perlu mempersiapkan syarat kebijakan subsidi bunga. Bank perlu menyiapkan skema kebijakan subsidi bunga. Ketika penerapan, pemerintah perlu membuat mekanisme kredit pada kebijakan subsidi bunga yang melibatkan galangan kapal, Bank Pelaksana, Perusahaan Penjamin, owner, dan SIKP. Setelah penerapan, bank perlu membimbing galangan kapal dalam mengatur laba yang didapatkan. =============================================================================================== The problem faced by shipyards in building fishing vessels might be insuffiency of working capital and collateral. Consequently, they could not perform working capital loan to bank. A reasonable approach to solve this issue was by implementing policy of interest subsidy to shipyard for building fishing vessel. The main objective of this final project is to study the implementation of policy of interest subsidy to shipyard for building fishing vessel 30 GT. Firstly, the existing financing condition of fishing vessel building was identified. The result of the identification found that commonly, shipbuilding order came from the private sector with payment at the beginning. The shipbuilding order that came from government agencies, usually use progress payment or payment at the end. Consequently, the shipyard needed additional working capital. Lack of collateral and working capital caused the shipyard could not perform a loan. Secondly, the policy of interest subsidy was formulated. Simulation and calculation of interest rate subsidy used cash flow projection method. The result of the simulation found that: Scheme I financing showed that the shipyard was able to pay the interest rate of 14%, so it did not need interest rate subsidy, but it needed guarantee assistance. Scheme II financing showed that the shipyard was only able to pay the interest rate of 6.4%, so it needed a 7.6% interest rate subsidy and guarantee assistance. Schemes III financing showed that the shipyard was only able to pay with interest rate 9.13%, so it needed a 4.87% interest rate subsidy and guarantee assistance. Schemes VI financing showed that the shipyard was only able to pay with a 13.03% interest rate, so it needed a 0.97% interest rate subsidy and guarantee assistance. Thirdly, the implementation strategy of the policy of interest subsidy was arranged. The result of the arrangement showed that: Before implementation, the government should mediate the shipyard and the bank, the shipyard should prepare the requirement, and the bank should prepare the interest subsidy policy scheme. When implementing, the government should make a credit mechanism which involving shipyard, bank, underwriter, owner, and information system. After implementation, the bank should guide shipyard to manage its profits.

Item Type: Thesis (Undergraduate)
Additional Information: RSPe 623.83 Fau s
Uncontrolled Keywords: kapal ikan, kredit program, pembiayaan, subsidi bunga
Subjects: V Naval Science > VC Naval Maintenance > VC 270-279 Equipment of vessels, supplier,allowances,etc
V Naval Science > VM Naval architecture. Shipbuilding. Marine engineering
V Naval Science > VM Naval architecture. Shipbuilding. Marine engineering > VM293 Shipping--Indonesia--Safety measures
Divisions: Faculty of Marine Technology > Naval Architecture and Shipbuilding Engineering > (S1) Undergraduate Theses
Depositing User: Mr. Tondo Indra Nyata
Date Deposited: 21 Aug 2017 07:55
Last Modified: 26 Dec 2018 07:58
URI: http://repository.its.ac.id/id/eprint/48698

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