Priangga, Prima (2019) Penerapan Metode Perbandingan Berpasangan (Pairwise Comparisons) Dalam Menentukan Keputusan Pemberian Kredit Usaha Rakyat (Studi Kasus: Bank Bukopin). Masters thesis, Institut Teknologi Sepuluh Nopember.
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Abstract
Kredit Usaha Rakyat (KUR) adalah jenis kredit yang diberikan oleh Bank bagi pelaku Usaha Mikro, Kecil, Menengah dan Koperasi (UMKMK). Seiring dengan tingginya minat masyarakat dalam mengajukan kredit kepada pihak Bank menimbulkan permasalahan tersendiri yaitu penentuan kelayakan nasabah penerima kredit. Penentuan kelayakan ini menjadi penting mengingat KUR adalah salah satu program Pemerintah dalam memberdayakan sektor industri UMKMK, maka diharapkan risiko timbulnya kredit macet dapat diminimalisir.
Metode yang digunakan dalam penelitian ini adalah Metode Perbandingan Berpasangan (Pairwise Comparisons Methods) dan Metode Scoring, berdasarkan pertimbangan bahwa Perbandingan Berpasangan dan Metode Scoring merupakan alat bantu dalam menyusun prioritas kriteria, prioritas sub kriteria dan penentuan nilai (scoring) debitur untuk menentukan keputusan pemberian kredit.
Hasil yang diperoleh dalam penelitian ini adalah prioritas kriteria, prioritas sub kriteria dan nilai (scoring) debitur untuk penentuan debitur yang layak atau tidak layak menerima kredit.
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Kredit Usaha Rakyat (KUR) is a type of credit was given by Bank for segmen business Micro, Small and Medium Enterprises (UMKMK). Along with the high interest of the community in applying for credit to the Bank, it raises its own problems, namely determining the feasibility of customers. Determining this feasibility is important considering that KUR is one of the Government's programs in empowering the UMKMK industry sector, so that the risk of non-performing loans is expected to be minimized.
The method used in this study is the Pairwise Comparison and Scoring, based on the consideration that Pairwise Comparison and Scoring are aids in priority of criteria, priority of sub criteria and giving scoring to determine lending decisions.
The results obtained in this study are priority of criteria, priority of sub criteria and scoring of debtors for the determination of debtors who are eligible or not eligible for receive credit.
| Item Type: | Thesis (Masters) |
|---|---|
| Additional Information: | RTMT 658.403 Pri p-1 2019 |
| Uncontrolled Keywords: | Kredit, Pairwise Comparisons, Scoring, Keputusan |
| Subjects: | T Technology > T Technology (General) > T58.62 Decision support systems |
| Divisions: | Faculty of Business and Management Technology > Management Technology > 61101-(S2) Master Thesis |
| Depositing User: | Prima Priangga |
| Date Deposited: | 28 May 2021 09:58 |
| Last Modified: | 28 May 2021 09:58 |
| URI: | http://repository.its.ac.id/id/eprint/60242 |
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