Pradigdya, Christian Andrean (2019) Perancangan User Awareness Pengguna Uang Elektronik Menggunakan Teori Protection Motivation Dan Kerangka Kerja NIST 800-50. Masters thesis, Institut Teknologi Sepuluh Nopember.
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Abstract
Uang elektronik telah muncul sebagai salah satu metode pembayaran yang populer. Namun, popularitas tersebut malah menyebabkan ancaman keamanan baru bagi penggunanya. Data pribadi dan informasi keuangan adalah incaran oknum pelaku. Individu perlu bertanggung jawab pada data pribadi dan informasi keuangan yang melekat pada uang elektronik. Teknologi saja tidak mampu mencegah ancaman. Perilaku manusia juga menjadi faktor penting untuk melindungi dari ancaman serta memainkan peran penting dalam menjaga data pribadi dan informasi keuangan. Penelitian ini menggunakan Protection Motivation Theory (PMT) sebagai kerangka teori untuk menguji secara empiris mengapa orang melakukan perilaku pencegahan. PMT dapat menjelaskan perilaku keamanan, memberikan penjelasan teoritis terkait mengapa orang melakukan tindakan tertentu. Penelitian empiris dilakukan dengan menggunakan metodologi survei dan berhasil mengumpulkan data dari 186 responden. Hasil R2 dari metode Partial Least Square tidak mendukung protection motivation theory. Variabel yang diajukan hanya menjelaskan 31,2% dan sisanya dijelaskan oleh variabel lain yang tidak ada dalam penelitian ini. Namun, hasil tersebut masih berkontribusi pada rancangan user awareness menggunakan kerangka kerja NIST 800-50. Program user awareness ditujukan agar pengguna memiliki kesadaran sehingga dapat memberdayakan pengguna uang elektronik untuk melindungi diri mereka sendiri.
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Electronic money has emerged as the payment method. It becomes more popular because it is convenient and ubiquitous. However, the popularity has caused new security threats for the the user of electronic money. Personal data and financial information are the main target of the threats. Individuals need to protect and have certain responsibilities regarding their personal data and financial information used for electronic money services. Technology alone is unable to prevent the threats. Human behavior also becomes crucial factor to protect people against the threats and plays essential role in safe guarding personal data and financial information. This study uses Protection Motivation Theory (PMT) as a theoretical framework to empirically test why people do precautionary behavior. PMT can explain security behaviors, providing a theoretical explanation as to why people perform certain countermeasures. Empirical research is conducted using survey methodology and collecting data from 186 respondents. The results of R2 from Partial Least Square method didn't support protection motivation theory. Proposed variables only explain 31,2% and the remainder is explained by other variables which are not presented in this study. However, those results still contributes to the design of user awareness programs using NIST Special Publication 800-50. The awareness programs aimed at precaution
| Item Type: | Thesis (Masters) |
|---|---|
| Additional Information: | RTMT 005.8 Pra p-1 |
| Uncontrolled Keywords: | Kerangka Kerja NIST 800-50, Protection Motivation Theory, Uang Elektronik, User Awareness. |
| Subjects: | Q Science > QA Mathematics > QA75 Electronic computers. Computer science. EDP Q Science > QA Mathematics > QA76.6 Computer programming. T Technology > TK Electrical engineering. Electronics Nuclear engineering > TK5105.546 Computer algorithms |
| Divisions: | Faculty of Creative Design and Digital Business (CREABIZ) > Technology Management > 61101-(S2) Master Thesis |
| Depositing User: | pradigdya christian andrean |
| Date Deposited: | 26 Mar 2025 02:42 |
| Last Modified: | 26 Mar 2025 02:42 |
| URI: | http://repository.its.ac.id/id/eprint/67163 |
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