Pengembangan Risk Based Assessment Calon Client Asuransi Kendaraan Roda Empat Sebagai Dasar Penentuan Kelas Tarif Premi Asuransi

Siwastika, I Gusti Bagus Ary (2016) Pengembangan Risk Based Assessment Calon Client Asuransi Kendaraan Roda Empat Sebagai Dasar Penentuan Kelas Tarif Premi Asuransi. Undergraduate thesis, Institut Teknology Sepuluh Nopember.

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Abstract

Perusahaan asuransi merupakan perusahaan yang memberikan jasa perlindungan terhadap risiko yang terjadi pada suatu objek. Selama ini pencatatan data pelanggan dicatat sesuai dengan SOP perusahaan dengan memperhatikan beberapa aspek. Dengan adanya pencatatan data pelanggan yang baik dan lengkap, data – data pelanggan hanya disimpan sebagai database perusahaan. Pencatatan data dengan software tersebut belum memiliki system yang baik, dimana data pelanggan yang disimpan belum dapat dimanfaatkan dalam pengambilan keputusan perusahaan. Selain system yang digunakan perusahaan belum baik, perusahaan belum memiliki dasar penilaian yang dapat digunakan untuk melihat profil risiko dari calon pelanggan asuransi. Perusahaan menerima seluruh pelanggan dengan batas bawah tanpa memperhatikan profil risiko dari calon pelanggan. Dengan kondisi perusahaan saati ini, pada penelitian ini dikembangkan tools assessment dengan dasar database pelanggan asuransi dan historis claim kendaraan untuk melihat profil risiko calon pelanggan. Sehingga tidak semua calon pelanggan diterima dengan nilai batas bawah, yang dimana harus disesuaikan dengan profil risiko dari calon pelanggan.
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The insurance company is a company which provides services of protection against the risk that occurs on an object. During the recording of customer data recorded in accordance with SOP companies with respect to some aspects. With their customer data records were good and complete, the data - customer data is only stored as a database company. Recording data with the software do not have a good system, where customer data is stored can not be utilized in making decision. In addition to the system used by the company is not good, the company has not had a basic assessment that can be used to look at the risk profile of the prospective insurance customers. The Company received all the customers with lower limits without regard to the risk profile of potential customers. With the company's condition maker now, in this study developed assessment tools on the basis of the customer database and historical insurance claim vehicles to look at the risk profile of potential customers. So that not all potential customers received lower limit value, within which it must be adjusted to the risk profile of customers.

Item Type: Thesis (Undergraduate)
Additional Information: RSI 658.155 Siw p
Uncontrolled Keywords: Asuransi, Naive Bayes Classifier, Premi, Tools Assessment
Subjects: H Social Sciences > HD Industries. Land use. Labor > HD61 Risk Management
Divisions: Faculty of Industrial Technology > Industrial Engineering > 26201-(S1) Undergraduate Thesis
Depositing User: Mr. Tondo Indra Nyata
Date Deposited: 29 Jan 2020 01:56
Last Modified: 29 Jan 2020 01:56
URI: http://repository.its.ac.id/id/eprint/73604

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