Pelaksanaan Model Monitoring terhadap Model Credit Scoring Gen Retail

Nugrahanto, Andika (2023) Pelaksanaan Model Monitoring terhadap Model Credit Scoring Gen Retail. Project Report. [s.n.], [s.l.]. (Unpublished)

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Abstract

PT. Aiforesee Inovasi Skor adalah salah satu anak perusahaan PT. Investree Radhika Jaya Group yang bekerja dalam bidang credit scoring dan merupakan salah satu pionir penilaian kredit alternatif untuk pinjaman bisnis UMKM di Indonesia. Proyek yang dikerjakan merupakan pelaksanaan model monitoring terhadap model credit scoring gen retail yang digunakan untuk memberikan nilai kredit kepada peminjam individu. Proyek yang dilaksanakan mengimplementasikan konsep-konsep model monitoring dan juga memanfaaatkan beberapa library Python untuk menghitung metriks evaluasi yang digunakan. Tahapan yang dilakukan dalam proyek model monitoring ini adalah observasi data produksi dan menghitung metriks evaluasi yang digunakan seperti Population Stability Index (PSI), Kolmogorov-Smirnov (KS), Recall, dan ROC-AUC. Hasil yang didapatkan yaitu pengetahuan dalam mengimplementasikan beberapa library Python untuk melakukan model monitoring.
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PT. Aiforesee Inovasi Skor is a subsidiary of PT. Investree Radhika Jaya Group that specializes in credit scoring and is one of the pioneers in alternative credit assessment for small and medium-sized business loans in Indonesia. The project undertaken involves the implementation of a model monitoring system for the retail credit scoring model used to assess creditworthiness of individual borrowers. The project implementation includes the utilization of model monitoring concepts and several Python libraries to calculate evaluation metrics. The stages involved in this model monitoring project are data observation of production data and calculation of evaluation metrics such as Population Stability Index (PSI), Kolmogorov-Smirnov (KS), Recall, and ROC-AUC.The obtained results include knowledge gained in implementing various Python libraries for conducting model monitoring

Item Type: Monograph (Project Report)
Uncontrolled Keywords: MSME, credit scoring, model monitoring, UMKM, penilaian kredit, pemantauan model
Subjects: T Technology > T Technology (General) > T174.5 Technology--Risk assessment.
Divisions: Faculty of Intelligent Electrical and Informatics Technology (ELECTICS) > Informatics Engineering > 55201-(S1) Undergraduate Thesis
Depositing User: Andika Nugrahanto
Date Deposited: 11 Jul 2023 04:30
Last Modified: 11 Jul 2023 04:30
URI: http://repository.its.ac.id/id/eprint/98397

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