Tufahatti, Bilgis Ainiyah (2023) Dampak Program Kredit Usaha Pnm Mekaar Terhadap Kemandirian Ekonomi Dan Pemberdayaan Perempuan (Studi Kasus : Dusun Sukomaju A Desa Lebakharjo Kecamatan Ampelgading Kabupaten Malang). Other thesis, Institut Teknologi Sepuluh Nopember.
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Abstract
Perempuan di Dusun Sukomaju A Desa Lebakharjo aktif berpartisipasi pada kelompok tanggung renteng yang dikoordinasi oleh petugas dari PNM Mekaar untuk mendapatkan kredit usaha. Program ini dapat dikategorikan sebagai pemberdayaan perempuan melalui inklusivitas layanan keuangan. Melalui penggunaan metode kuantitatif dengan analisis korelasi ditujukan untuk melihat pengaruh Program Mekaar terhadap kemandirian ekonomi kepada 90 nasabah pada periode pinjaman 2022. Serta, menggunakan metode penelitian kualitatif ditujukan untuk menganalisis dampak pemberdayaan perempuan yang berpartisipasi pada Program Mekaar. Maka, didapatkan hasil penelitian kuantitatif yaitu adanya korelasi secara simultan dari variabel pendidikan, jumlah anggota keluarga, Kredit Mekaar, Kredit selain Mekaar, Omzet, dan Pendapatan Suami terhadap Kemandirian Ekonomi dengan derajat hubungan yang cukup erat. Kemudian pada korelasi bivariate didapatkan variabel Pendidikan dan Kredit Mekaar tidak berkorelasi dan tidak signifikan berhubungan secara parsial. Pada variabel Jumlah Anggota Keluarga dan Kredit Selain Mekaar memiliki derajat korelasi bivariate yang lemah serta tidak signifikan berhubungan secara parsial. Hanya pada variabel Omzet dan Pendapatan Suami yang memiliki derajat korelasi cukup erat serta signifikan berhubungan secara parsial. Kemudian dari analisis kualitatif pada lima tingkat ketercapaian pemberdayaan perempuan Longwe Framework, yaitu kesejahteraan, akses, penyadaran, partisipasi, dan kontrol tetap terdapat keterbatasan dan intervensi pasangan yang bersifat mempengaruhi keberdayaan nasabah.
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Women in Sukomaju A Hamlet, Lebakharjo Village, actively participate in joint responsibility groups coordinated by officers from PNM Mekaar to obtain business credit. This program can be classified as empowering women through inclusive financial services. Through the use of quantitative methods with correlation analysis aimed at examining the effect of the Mekaar Program on economic independence for 90 customers in the 2022 loan period. Also, the use of qualitative research methods aimed at analyzing the effect of empowering women participating in the Mekaar Program. Then the results of quantitative research were obtained, namely the simultaneous correlation of education variables, number of family members, Mekaar Credit, Credit other than Mekaar, Turnover, and Husband's Income to Economic Independence with a fairly close degree of relationship. Then in the bivariate correlation, it was found that the Mekaar Education and Credit variables were not correlated and not significantly related partially. The variable number of family members and credit other than Mekaar has a weak degree of bivariate correlation and is not partially related. Only the turnover and husband's income variables have a degree of correlation that is quite close and significantly related partially. Then from the qualitative analysis on the five levels of achievement of women's empowerment in the Longwe Framework, namely welfare, access, awareness, participation, and control, there are still limitations and partner interventions that influence client empowerment.
| Item Type: | Thesis (Other) |
|---|---|
| Uncontrolled Keywords: | pemberdayaan, kemandirian ekonomi, perempuan, kredit usaha, empowerment, economic independence, women, business credit. |
| Subjects: | H Social Sciences > HA Statistics > HA31.3 Regression. Correlation H Social Sciences > HB Economic Theory > HB615 Entrepreneurship. H Social Sciences > HJ Public Finance H Social Sciences > HQ The family. Marriage. Woman H Social Sciences > HQ The family. Marriage. Woman > HQ2042 life style |
| Divisions: | Faculty of Creative Design and Digital Business (CREABIZ) > Developmental Studies > 60201-(S1) Undergraduate Thesis |
| Depositing User: | BILGIS AINIYAH TUFAHATTI M. |
| Date Deposited: | 24 Jul 2023 04:23 |
| Last Modified: | 24 Jul 2023 04:23 |
| URI: | http://repository.its.ac.id/id/eprint/99082 |
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