Pengaruh Green Financing Knowledge, Environmental Concern, Perceived Religiosity, Dan Financial Literacy Terhadap Intensi Generasi Milenial Surabaya Dalam Berinvestasi di Green Sukuk

Febyanti, Nabilla (2025) Pengaruh Green Financing Knowledge, Environmental Concern, Perceived Religiosity, Dan Financial Literacy Terhadap Intensi Generasi Milenial Surabaya Dalam Berinvestasi di Green Sukuk. Other thesis, Institut Teknologi Sepuluh Nopember.

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Abstract

Perubahan iklim menjadi tantangan besar dengan dampak serius terhadap kehidupan dan ekonomi global, sehingga mendorong perhatian pada solusi keuangan berkelanjutan, salah satunya melalui Green Sukuk. Green Sukuk adalah instrumen keuangan berbasis syariah yang digunakan untuk mendanai proyek-proyek ramah lingkungan. Penelitian ini bertujuan untuk menganalisis pengaruh green financing knowledge, environmental concern, perceived religiosity, dan financial literacy terhadap intensi generasi milenial di Surabaya untuk berinvestasi pada Green Sukuk. Penelitian ini menggunakan metode kuantitatif dengan metode analisis yaitu analisis deskriptif dan analisis regresi linear berganda. Berdasarkan hasil analisis data yang telah dilakukan, ditemukan bahwa green financing knowledge, environmental concern, dan financial literacy berpengaruh positif terhadap intensi investasi. Hal ini menunjukkan bahwa pemahaman yang lebih baik mengenai pembiayaan ramah lingkungan, tingkat kepedulian lingkungan yang tinggi, dan literasi keuangan yang baik dapat meningkatkan niat generasi milenial Surabaya untuk berinvestasi di green sukuk. Sebaliknya, perceived religiosity tidak memiliki pengaruh terhadap niat untuk berinvestasi pada tingkat signifikansi 5%, namun memiliki pengaruh yang tidak terlalu kuat terhadap intensi untuk berinvestasi pada tingkat signifikansi 10%. Hal ini menunjukkan bahwa nilai-nilai religius saja tidak terlalu cukup untuk mendorong keputusan investasi. Penelitian ini memberikan wawasan baru tentang faktor-faktor yang mempengaruhi niat investasi berkelanjutan khususnya pada Green Sukuk, serta menjadi landasan untuk penelitian selanjutnya.
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Climate change is a major challenge with serious impacts on life and the global economy, thus encouraging attention to sustainable financial solutions, one of which is through Green Sukuk. Green Sukuk is a sharia-based financial instrument used to fund environmentally friendly projects. This study aims to analyze the effect of green financing knowledge, environmental concern, perceived religiosity, and financial literacy on the intention of the millennial generation in Surabaya to invest in Green Sukuk. This study uses a quantitative method with analytical methods, namely descriptive analysis and multiple linear regression analysis. Based on the results of the data analysis that has been carried out, it was found that green financing knowledge, environmental concern, and financial literacy have a positive effect on investment intentions. This shows that a better understanding of environmentally friendly financing, a high level of environmental concern, and good financial literacy can increase the intention of the Surabaya millennial generation to invest in green sukuk. On the other hand, perceived religiosity has no effect on the intention to invest at a significance level of 5%, but has a not too strong effect on the intention to invest at a significance level of 10%. This shows that religious values alone are not enough to drive investment decisions. This study provides new insights into the factors influencing sustainable investment intentions, especially in Green Sukuk, and serves as a basis for further research.

Item Type: Thesis (Other)
Uncontrolled Keywords: Environmental Concern, Financial Literacy, Generasi Milenial, Green Financing Knowledge, Green Sukuk, Intensi untuk berinvestasi, Perceived Religiosity ======================================================================================================================== Environmental Concern, Financial Literacy, Millennial Generation, Green Financing Knowledge, Green Sukuk, Intention to invest, Perceived Religiosity
Subjects: H Social Sciences > HG Finance > HG4529 Investment analysis
Divisions: Faculty of Creative Design and Digital Business (CREABIZ) > Business Management > 61205-(S1) Undergraduate Thesis
Depositing User: Nabilla Febyanti
Date Deposited: 30 Jan 2025 01:25
Last Modified: 30 Jan 2025 01:25
URI: http://repository.its.ac.id/id/eprint/117071

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